Over the years, many benefit professionals have waited anxiously for the release of an annual benchmark survey and invariably compare the figures contained within to their own numbers.
If you are self-insured with stop-loss coverage in place, also known as Administrative Services Only (ASO), you may be considering unbundling your stop-loss (also known as “reinsurance”)...
Under an insured health benefit plan, an insurance company assumes the financial and legal risk of loss in exchange for a fixed premium paid to the carrier by the employer.
Recently, an employer with approximately 3,500 employees covered by its self-funded health plan asked us to assist with two large claims that “needed to be paid by March 31.”
