A single Per-employee Fee for All-in-one Benefits Brokerage/Consulting and Administration

A single Per-employee Fee for All-in-one Benefits Brokerage / Consulting and Administration

Our model is straightforward: for $35 per employee per month, we provide comprehensive brokerage/consulting and benefits administration services, with no hidden commissions, bonuses, or carrier overrides. For groups larger than 600, a flat monthly fee applies regardless of the number of employees, so you always know exactly what we, as your broker, are getting paid.
Talk to Shaun About Your Benefits

Stop Overpaying

Many employers overpay their brokers without realizing it. Your annual Form 5500, filed with the Department of Labor, shows exactly how much your broker collects in commissions, often far more than expected.
Learn How to Reduce Costs

Our Services

  • Microscopic review of every policy to maximize benefits and minimize costs
  • Do you need to explore alternative funding solutions?
  • Are you unbundling your medical plans to find best-in-class providers?
  • Have you considered a stop-loss captive?
  • Have you looked at a defined contribution or salary-based contribution model?
  • Consider carving out your prescription drugs
  • Actuarial support
BMS brings transparency to all levels (broker and carrier), helping you uncover opportunities and optimize every dollar.
  • Dedicated BMS Benefit Manager with 10+ years of experience, supported by a team of benefit professionals
  • BMS seamlessly plugs into your current benefits system—no need to change systems
  • Enrollment, billing, and reconciliation made simple
  • Ongoing support for qualifying life events, COBRA, 1095-Cs
  • Access to BART for faster, more accurate invoice reconciliation
  • Hire-to-retire benefit lifecycle support
  • Full-service administration of day-to-day benefits tasks, so your team can focus on strategy
  • Benefit Service Center for your employees to call, text, email, or chat when they need support, to answer questions, resolve issues, not just during open enrollment, but year-round
  • Benefit guides, newsletters, and custom emails
  • A monthly activity report that summarizes why your employees reached out to us
  • Claim resolution for all, not just the C-suite
BMS handles all aspects of brokerage/consulting and benefits administration for $35 per employee per month, because it should not cost you more to have a benefits partner that actually does more.
See How We Serve

Client Resources Portal

Access Legislative Guides, HR Hotline, Compliance Resources
Clients Only

Trusted Benefits Partner Since 1999

Founded in 1999, BMS (Benefit Management Solutions) has been a trusted partner for businesses nationwide. We are an extension of your HR benefits team, managing every detail of benefit administration while providing expert guidance on cost optimization, strategy, and compliance.
More About Us

Meet BART: The smarter way to reconcile benefits

BART is our automated reconciliation tool that transforms hours of manual work into minutes.

Save Time

You do not need to do anything. No more invoice audits. BMS uploads all list bill invoices and/or eligibility files, along with a master benefit system file, and compares them in seconds. BART delivers one accurate reconciliation report. BMS then resolves the discrepancies for you, finding and correcting them so you don’t have to.

Save Premium Dollars

Quickly identify discrepancies to avoid overpayment.

Protect Your Business

Ensure claims are paid only for those covered.

Secure & Simple

SOC2-compliant, confidential, and easy to use.

Included Monthly

Part of our standard service offering—it’s how we do benefits the BMS way.
Learn More About BART

Meet Three of Our Benefit Management Team:

Our expert Benefit Managers bring years of hands-on experience helping employers optimize benefits, reduce administrative burden, and solve complex challenges.

Kelly Prado

VP, Client Services
Kelly oversees client relationships and ensures every employer receives strategic guidance and personalized support. She specializes in multi-location employers and complex benefit structures.

Theresa Rosner

Benefit Manager
Theresa manages day-to-day benefits administration, streamlines enrollments, and resolves employee issues with accuracy and care. She supports clients across industries and plan types.

Melissa Fischetti

Benefit Manager
Melissa focuses on cost optimization, reconciliations, and compliance, helping clients uncover savings while ensuring smooth plan administration.
Each manager brings deep industry knowledge and a client-first approach, ensuring your benefits are handled efficiently, accurately, and transparently.
Connect With Our Team

BENEFIT GUIDES • POSTCARDS • NEWSLETTERS • COMPLIANCE MAILINGS • BENEFIT SYSTEM UPDATES • BENEFIT SYSTEM CONFIGURATION ASSISTANCE • COBRA • INVOICE RECONCILIATIONS • ELIGIBILITY AUDITS • PAYROLL DEDUCTION AUDITS •

BENEFIT GUIDES • POSTCARDS • NEWSLETTERS • COMPLIANCE MAILINGS • BENEFIT SYSTEM UPDATES • BENEFIT SYSTEM CONFIGURATION ASSISTANCE • COBRA • INVOICE RECONCILIATIONS • ELIGIBILITY AUDITS • PAYROLL DEDUCTION AUDITS •

Reach the Benefit Service Center

When employees need help with their benefits, our service center is ready to assist. Available Monday through Friday, 9:00 AM–5:00 PM EST, our team can be reached by phone, text, chat, or email through client-specific contact lines. Unlike other firms that outsource or offer minimal support, our dedicated experts handle every aspect of benefits administration, from enrollment changes to COBRA, with care, accuracy, and a personal touch.
Contact the Benefit Service Center

CHAT • EMAIL • QUALIFYING LIFE EVENTS • TELEPHONIC ENROLLMENT • COURT ORDERS • COBRA • CLAIMS RESOLUTION • ACTIVITY LOGGING • DEPENDENT VERIFICATION • EOI MANAGEMENT •

CHAT • EMAIL • QUALIFYING LIFE EVENTS • TELEPHONIC ENROLLMENT • COURT ORDERS • COBRA • CLAIMS RESOLUTION • ACTIVITY LOGGING • DEPENDENT VERIFICATION • EOI MANAGEMENT •

Experience you Can Count on

Delivering transparency and value in every benefits plan since 1999, BMS uncovers cost efficiencies and ensures your programs work for both your business and employees. We examine every detail, including costs, coverage, and administration, to optimize your benefits offering.

Take Control of Your Benefits

Every benefits program deserves a thorough review. Eliminate hidden commissions and replace them with one simple, transparent fee of $35 per employee per month.

BMS examines every aspect of your benefits, costs, coverage, and administration to uncover savings and deliver maximum value. We provide clear recommendations and an actionable plan, implemented on your timeline. And unlike other brokers, we handle full administration year-round, so nothing is left to chance.
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